Unfortunately, money worries can affect even the strongest and happiest couples. Modern life can place a lot of pressure on couples and families.

Work-related stress and budgeting can put pressure on you, which in turn can put pressure on your relationship.

Here are a few steps that you can take in order to prevent financial pressure from challenging your marriage.

Step 1: Understand Your Relationship With Money

You need to step back and understand the relationship that you and your partner have with money. This may differ from couple to couple. Perhaps your partner doesn’t work, or maybe both of you are quite career-driven.

One of you could be a regular saver, while the other may like to spend more. You need to examine your relationship with money in comparison with that of your partner. This will lead to a better understanding of your habits and your partner’s habits, which will put you in a better position to manage money, particularly when a tough situation arises.

Step 2: Teaming Up

If you have made the decision to get married and start a family, you need to accept responsibility for your family. When you are single, it is natural to only focus on your own needs and wants. However, marriage and children brings with it new dynamic and additional responsibilities.

You need to embrace a team spirit, rather than focus on your interests alone. Seeing you and your partner as a team will help to bring you both closer emotionally and spiritually.

Step 3: Talk About It

If financial stress is causing worry or upset, don’t be afraid to talk about it because it is something many people experience. Be honest with your partner and confide in them - having things out in the open will really help.

Also, don’t be afraid to consult your family and friends. These people are in your life to support and care for you, as you would for them.

Alternatively, counselling services can also be a great benefit for both you and your partner. By talking through your worries with a professional counsellor, you can work through many problems including financial issues and search for a solution together. Communication is key.

It is also helpful to talk to the experts: The Money Advice and Budgeting Service (MABS) is a free, confidential, independent and non-judgmental service for people in debt, or in danger of getting into debt, in Ireland. Their Helpline (0761 07 2000) operates Monday to Friday from 9am to 8pm.

Remember: financial pressure within a marriage can be a challenge, but a good level of positivity, hard work, communication and openness to compromise can really help.